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Punjab National Bankbusiness Loan

PNB MSME Pragati Business Loan

Check My Eligibility
Interest Rate11.5% p.a.
Loan Limit₹5 Lakh - ₹2.50 Crore
Max Tenure5 Years (60 mos)

Lending Guidelines

Minimum Age25 Years
Maximum Age65 Years
Minimum Credit Score700
Minimum Monthly Income50,000
Processing Fees1% + ₹5,000
Target Profiles
self employedbusiness owner

Key Features

  • Collateral and CGTMSE options
  • Working capital and term loan
  • Fast-track MSME processing

Required Documents Checklist

  • GST Registration
  • Audited Financials (2 years)
  • Bank Statement (12 months)
  • Business Address Proof