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Punjab National Bankhome Loan

PNB Housing Loan

Check My Eligibility
Interest Rate7.2% p.a.
Loan Limit₹5 Lakh - ₹5 Crore
Max Tenure30 Years (360 mos)

Lending Guidelines

Minimum Age21 Years
Maximum Age70 Years
Minimum Credit Score680
Minimum Monthly Income25,000
Processing Fees0.35% + ₹2,000
Target Profiles
salariedself employedbusiness owner

Key Features

  • Repo-linked floating rates
  • No prepayment penalty on floating
  • Concession for women borrowers

Required Documents Checklist

  • PAN Card
  • Aadhaar Card
  • Salary Slips / ITR
  • Property Title Deed
  • Bank Statement (6 months)