Punjab National Bank • education Loan
Check My EligibilityPNB Saraswati Education Loan
Interest Rate9% p.a.
Loan Limit₹50,000 - ₹40 Lakh
Max Tenure15 Years (180 mos)
Lending Guidelines
Minimum Age18 Years
Maximum Age35 Years
Minimum Credit Score650
Minimum Monthly Income₹15,000
Processing FeesNil
Target Profiles
salariedself employedbusiness ownerfreelancerretired
Key Features
- Moratorium during course period
- No collateral up to ₹7.5 Lakhs
- Covers tuition and hostel expenses
Required Documents Checklist
- Letter of Admission
- Academic Records
- Co-applicant PAN/Aadhaar
- Co-applicant Income Proof