State Bank of India • home Loan
Check My EligibilitySBI MaxGain Home Loan
Interest Rate7.45% p.a.
Loan Limit₹20 Lakh - ₹20 Crore
Max Tenure30 Years (360 mos)
Lending Guidelines
Minimum Age21 Years
Maximum Age70 Years
Minimum Credit Score720
Minimum Monthly Income₹40,000
Processing Fees0.4% + ₹3,000
Target Profiles
salariedself employedbusiness owner
Key Features
- Overdraft facility — park surplus funds to save interest
- Unlimited free withdrawals from surplus
- Balance reduces automatically
Required Documents Checklist
- PAN Card
- Aadhaar Card
- ITR (2 years)
- Property Documents
- Bank Statement (6 months)