SBI Schemes
Explore all active retail and business loan products offered by SBI.
State Bank of Indiapublic
SBI Green Car Loan (EV)
car Loan
Interest Rate7.15% p.a.
Processing Fee0.2%
Max Loan Amount₹1 Crore
Max Tenure7 Years
- Special discounted rate for electric/hybrid vehicles
- Lower processing charges
State Bank of Indiapublic
SBI Regular Home Loan
home Loan
Interest Rate7.25% p.a.
Processing Fee0.35%
Max Loan Amount₹5 Crore
Max Tenure30 Years
- Repo-linked floating rates
- No prepayment penalty on floating
State Bank of Indiapublic
SBI NRI Home Loan
home Loan
Interest Rate7.3% p.a.
Processing Fee0.35%
Max Loan Amount₹15 Crore
Max Tenure30 Years
- Specifically for Non-Resident Indians (NRIs)
- Repayable through NRE/NRO/FCNR accounts
State Bank of Indiapublic
SBI MaxLite Home Loan
home Loan
Interest Rate7.45% p.a.
Processing Fee0.4%
Max Loan Amount₹15 Crore
Max Tenure30 Years
- Overdraft facility linked to home loan
- Surplus funds can be parked to save interest
State Bank of Indiapublic
SBI MaxGain Home Loan
home Loan
Interest Rate7.45% p.a.
Processing Fee0.4%
Max Loan Amount₹20 Crore
Max Tenure30 Years
- Overdraft facility — park surplus funds to save interest
- Unlimited free withdrawals from surplus
State Bank of Indiapublic
SBI New Car Loan
car Loan
Interest Rate7.5% p.a.
Processing Fee0.25%
Max Loan Amount₹1 Crore
Max Tenure7 Years
- Finance up to 90% of on-road price
- Interest on daily reducing balance
State Bank of Indiapublic
SBI Scholar Loan (Premier Institutes)
education Loan
Interest Rate8.15% p.a.
Processing FeeNil
Max Loan Amount₹40 Lakh
Max Tenure15 Years
- 100% financing with zero collateral for IIT/IIM
- Repayment starts 1 year after course completion
State Bank of Indiapublic
SBI Scholar Loan for Premier Institutes
education Loan
Interest Rate8.15% p.a.
Processing FeeNil
Max Loan Amount₹40 Lakh
Max Tenure15 Years
- Moratorium during course period
- No collateral up to ₹7.5 Lakhs
State Bank of Indiapublic
SBI New Car Loan Scheme
car Loan
Interest Rate8.8% p.a.
Processing Fee0.5%
Max Loan Amount₹1 Crore
Max Tenure7 Years
- Finance up to 90% of on-road price
- Daily reducing balance interest
State Bank of Indiapublic
SBI Student Loan (Other Institutes)
education Loan
Interest Rate9% p.a.
Processing FeeNil
Max Loan Amount₹15 Lakh
Max Tenure15 Years
- No processing fee
- Covers tuition fees, books, hostel
State Bank of Indiapublic
SBI SME Smart Score
business Loan
Interest Rate10% p.a.
Processing Fee1%
Max Loan Amount₹2.50 Crore
Max Tenure5 Years
- Score-based assessment for quick sanctions
- Collateral-free options available under CGTMSE
State Bank of Indiapublic
SBI Xpress Credit Personal Loan
personal Loan
Interest Rate11% p.a.
Processing Fee1%
Max Loan Amount₹20 Lakh
Max Tenure6 Years
- Quick digital processing
- No collateral required
State Bank of Indiapublic
SBI Pension Loan
personal Loan
Interest Rate11.15% p.a.
Processing Fee0.5%
Max Loan Amount₹10 Lakh
Max Tenure5 Years
- For State and Central Govt Pensioners
- Low processing fees
State Bank of Indiapublic
SBI Simplified Small Business Loan
business Loan
Interest Rate11.25% p.a.
Processing Fee1%
Max Loan Amount₹2.50 Crore
Max Tenure5 Years
- Collateral and CGTMSE options
- Working capital and term loan