PNB Schemes
Explore all active retail and business loan products offered by PNB.
Punjab National Bankpublic
PNB Pride Home Loan
home Loan
Interest Rate7.15% p.a.
Processing Fee0.25%
Max Loan Amount₹10 Crore
Max Tenure30 Years
- For Government and Defence Employees
- Lower rates and processing charges
Punjab National Bankpublic
PNB Housing Loan
home Loan
Interest Rate7.2% p.a.
Processing Fee0.35%
Max Loan Amount₹5 Crore
Max Tenure30 Years
- Repo-linked floating rates
- No prepayment penalty on floating
Punjab National Bankpublic
PNB Max Saver Home Loan
home Loan
Interest Rate7.25% p.a.
Processing Fee0.35%
Max Loan Amount₹5 Crore
Max Tenure30 Years
- Overdraft facility linked to home loan
- Flexible repayment terms
Punjab National Bankpublic
PNB Car Loan Scheme
car Loan
Interest Rate8.75% p.a.
Processing Fee0.5%
Max Loan Amount₹1 Crore
Max Tenure7 Years
- Finance up to 90% of on-road price
- Daily reducing balance interest
Punjab National Bankpublic
PNB Saraswati Education Loan
education Loan
Interest Rate9% p.a.
Processing FeeNil
Max Loan Amount₹40 Lakh
Max Tenure15 Years
- Moratorium during course period
- No collateral up to ₹7.5 Lakhs
Punjab National Bankpublic
PNB Personal Loan Scheme
personal Loan
Interest Rate10.4% p.a.
Processing Fee1%
Max Loan Amount₹20 Lakh
Max Tenure6 Years
- Quick digital processing
- No collateral required
Punjab National Bankpublic
PNB Pragati MSME Loan
business Loan
Interest Rate11.5% p.a.
Processing Fee1%
Max Loan Amount₹2.50 Crore
Max Tenure5 Years
- Collateral-free options under CGTMSE
- Working capital and term loan
Punjab National Bankpublic
PNB MSME Pragati Business Loan
business Loan
Interest Rate11.5% p.a.
Processing Fee1%
Max Loan Amount₹2.50 Crore
Max Tenure5 Years
- Collateral and CGTMSE options
- Working capital and term loan