Indian Bank Schemes
Explore all active retail and business loan products offered by Indian Bank.
Indian Bankpublic
IB Home Loan
home Loan
Interest Rate7.4% p.a.
Processing Fee0.35%
Max Loan Amount₹5 Crore
Max Tenure30 Years
- Repo-linked floating rates
- No prepayment penalty on floating
Indian Bankpublic
IB Education Loan
education Loan
Interest Rate8.3% p.a.
Processing FeeNil
Max Loan Amount₹40 Lakh
Max Tenure15 Years
- Moratorium during course period
- No collateral up to ₹7.5 Lakhs
Indian Bankpublic
IB Vehicle Loan
car Loan
Interest Rate9% p.a.
Processing Fee0.5%
Max Loan Amount₹1 Crore
Max Tenure7 Years
- Finance up to 90% of on-road price
- Daily reducing balance interest
Indian Bankpublic
IB Vidya Education Loan
education Loan
Interest Rate9.1% p.a.
Processing FeeNil
Max Loan Amount₹40 Lakh
Max Tenure15 Years
- Moratorium during course period
- No collateral up to ₹7.5 Lakhs
Indian Bankpublic
IB Personal Loan
personal Loan
Interest Rate10.75% p.a.
Processing Fee1%
Max Loan Amount₹20 Lakh
Max Tenure6 Years
- Quick digital processing
- No collateral required
Indian Bankpublic
IB MSME Loan
business Loan
Interest Rate11.45% p.a.
Processing Fee1%
Max Loan Amount₹2.50 Crore
Max Tenure5 Years
- Collateral-free options under CGTMSE
- Working capital and term loan
Indian Bankpublic
IB MSME Business Loan
business Loan
Interest Rate11.55% p.a.
Processing Fee1%
Max Loan Amount₹2.50 Crore
Max Tenure5 Years
- Collateral and CGTMSE options
- Working capital and term loan